ASK JT

ASK JT

Hosted by: Justin Turner

Straight-talking advice for UK small business owners. Hosted by Justin Turner an accountant, author, lecturer and founder of AskJT. This podcast delivers no-fluff insights on business, tax and finance and business...

All Episodes

Episodes

Budget 2025: SMEs Pay More Tax

Most Budget breakdowns tell you what changed. This episode tells you what to do about it. JT explains how the 2024 and 2025 Budgets quietly combine into one long rolling tax plan that hits small business owners...
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Can't Pay your Tax Bill?

Struggling to pay your tax bill? You’re not alone. In 2010, I owed HMRC £20,000 and even had a debt officer at my door. In this episode, I share the five steps you must take right now if you can’t pay your tax bill....
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Why Working Harder Won’t Save Your Business

If you’re working six days a week and still wondering where the money’s gone, this episode is for you. Justin shares the story of a tradesman who was ready to give up — working every day, quoting on weekends, and...
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7 Year-End Checks Every UK Director Must Do (Before It’s Too Late)

Year-end doesn’t have to be chaos. In this episode, Justin breaks down 7 practical year-end checks that help UK small business owners save tax, free up cash, and stay in control before the books close. From pensions...
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Why You Still Need an Accountant in the Age of AI

Is AI coming for accountants? Software like Xero and QuickBooks makes bookkeeping easier, but there’s a big difference between processing numbers and giving real advice. In this episode, I explain why technology can’t...
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The Hidden HR Mistakes That Cost Small Businesses Money

Guest: 👩‍💼 Carol Butts — Accelerate HR LinkedIn | Search “Carol Butts Accelerate HR” Email: [email protected] Most small businesses only think about HR once something’s already gone wrong but by then, it’s...
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ÂŁ300 Tax-Free: Trivial Benefits for Directors (UK)

Learn how UK “trivial benefits” work: the £50 per-occasion rule, the £300 director cap, and how to use non-cash gift cards for staff without triggering PAYE/P11D. Clear do’s/don’ts, per-head averaging, and when a PSA...
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Why Motivation Won’t Save Your Business

A client asked me recently: “Justin, how do you stay so motivated?” Here’s the truth: I don’t. Some days I’m tired, some days I’m low on energy. But after 20 years of running businesses — from my accountancy firm, to...
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Hiring Your First Employee - The Brutal Truth for Small Business Owners

Every small business reaches the point where you ask: should I hire? In this episode, I share the honest truth about taking on your first employee, why most of us are bad managers at the start, and how to avoid the...
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How to Sell More Without Feeling Like a Salesperson

If you’re great at what you do but struggle to turn enquiries into clients — this episode is for you. Justin shares the exact sales engine he built inside his accountancy firm that now closes 86% of leads, without...
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5 Marketing Mistakes That Are Costing You Customers (and How to Fix Them)

Every week, I see small business owners wasting thousands on marketing that will never work — and the worst part? The mistakes are completely avoidable. In this episode, I share the 5 most common marketing mistakes I...
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Tech vs. Human: How to Grow a Business in the Digital Age with Dave Rogers

In this episode of the AskJT Podcast, I’m joined once again by business coach, TEDx speaker, and author Dave Rogers for a deep dive into how technology is reshaping the way small businesses operate and where the human...
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