Should You Use a Limited Company for Your Buy-to-Let? Tax Pros and Cons Explained

In this episode, Justin breaks down one of the biggest questions property investors face: Should you buy rental property through a limited company or hold it personally? Justin explains: The key tax differences between personal and company ownership How Section 24 impacts landlords The benefits of full mortgage interest relief inside a company When a company structure makes sense for landlords planning to build a portfolio The extra admin costs and double taxation risks to watch for What happens if you try to transfer existing properties into a company A worked example comparing both approaches with real tax calculations If you're a landlord or property investor trying to make sense of company structures, this episode will give you a clear, practical guide to the pros and cons. For tailored advice on your personal situation, always speak to a professional adviser. Subscribe to the AskJT Podcast for weekly episodes covering tax, finance and business tips for UK small business owners and directors.