How to Make Tax-Free Gifts the Smart Way: A Practical Guide for IHT Planning
Aug 26, 2025
Looking to reduce your inheritance tax bill while helping loved ones during your lifetime? You might be missing one of the most powerful—and underused—exemptions in the UK tax system.
Our downloadable fact sheet explains how to take advantage of the ‘normal gifts out of income’ exemption. It’s a perfectly legal way to pass on wealth without triggering the 7-year inheritance tax clock.
But there’s a catch — you need to do it properly.
This guide breaks it all down in plain English:
✅ The three golden rules for gifts to qualify
✅ How to build a paper trail HMRC will accept
✅ Mistakes that could cost your family thousands
✅ Tools and tips to make gifting simple and compliant
✅ Real-life examples to help you get it right
Whether you're a parent, grandparent, or just someone wanting to gift money wisely, this guide will help you stay generous — and stay tax-efficient.
📥 Download the free guide now and take the first step toward smarter inheritance planning.
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